I am a financial advisor committed to providing clients with a broad based and comprehensive method of achieving their financial goals. I follow a systematic three step planning process which includes: assisting the client in formalizing their financial goals, establishing a plan to achieve those goals, and assisting the client in the implementation of the plan.
The financial planning process can include an in depth review of assets, cash flow, retirement planning, investment planning, tax and estate planning.
"The main concern among most of my clients is outliving their assets. I work with them to address the complicated nature of creating a sustainable retirement portfolio and help them understand the importance of an investment manager with a record of risk management."
My philosophy is to serve the client's needs through a single, comprehensive and accountable organization composed of experienced associates and a network of professionals. With a competent support team behind me, I am able to assemble the financial plans and solutions, as well as meet and communicate with my clients personally. I do not delegate my client's financial independence to anyone else.
Using a planning approach with every client, I then help to implement financial solutions with the necessary financial products that we deem appropriate. As a broker or agent, I offer the following financial products:
- Investments - Mutual Funds, Annuities, Stocks, Bonds, IRA's, CD's
- Insurance - Life, Health and Disability
I have been in the financial services profession since 1984. I am proud of my 30+ year history in the San Diego community. I am privileged to have worked with so many individuals, families and small businesses in Southern California over the years.
Qualifications
- Worked in the financial services profession since 1984
- Securities Registration Series 7 - General Securities
- Securities License 63 - CA State License
- Securities Registration 66 - Uniform Combined State Law Examination
- CA Insurance License - Life and Health #0834822
- CA Real Estate Sales Agent - License #00861141
- Attained Certified Fund Specialist Designation in 1994
Education
- Webster University, St. Louis - BA in Business and Technology