Broker Check

How We Work

"Every successful investor I have ever known was acting continuously on a plan. And every failed investor I’ve ever known was reacting continually to current events.”

Our mission is the same it’s been since we started in this business in the early 1980’s - get to know you, understand your current situation and long-term goals and determine if we can help or not. We’re aware of all the noise and distractions when it comes to financial planning and investing and have always tried to keep things as simple as possible without sacrificing the quality of our advice.

We know that you have worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived for quite a few of our clients. But with it comes the realization that you'll need to carefully manage your assets to make them last throughout your retirement. Many of our clients have been with us for years, if not decades, and are typically patient investors, have long term horizons and believe in the growth of the world’s economies over time.

With 35+ years’ experience working with investors and managing client’s assets through several major market declines during that time – the crash of ’87, the bursting of the tech bubble from 2000 to 2002, the financial meltdown in 2008 and 2009, the pandemic of 2020 or the rising interest rates in 2022 - we understand the challenges that sticking to an investment plan in turbulent times can present. Over the past 35+ years, we’ve witnessed the Dow Jones go from 1,000 to 35,000+ in spite of many major market declines during that time.

Communicating with our clients on a personal basis and simplifying the financial planning and investment process are ways we try to help our clients avoid the typical pitfalls when it comes to handling their money on the way to, and in retirement. Our goal is to develop a long-term, trusting relationship with you.

We know the biggest concern for many of our clients is outliving their money. Our main focus is on preventing that, but we also help our clients with other financial topics such as:

What’s a reasonable strategy for taking distributions in retirement?
When do I have to start taking required minimum distributions (RMDs) and how much are they?
When should I start taking social security? At 62? 67? 70?
Keeping your beneficiaries and estate planning up to date.
When do I need to file for Medicare?
Tax planning and preparation.

We hope we can help you with your financial challenges. Let us know how we can help.

One of our primary goals is to develop a long-term, trusting relationship with you.